Impact: financial success with social and environmental stewardship

For two decades, Symbiotics Asset Management has been a pioneering force in transforming the investment landscape by intertwining financial success with social and environmental stewardship.

Embracing a mission-driven approach, we are committed to directing capital toward ventures that deliver financial returns in addition to tangible social and environmental benefits. This dual-purpose strategy places us at the vanguard of the impact investing movement, which has grown exponentially to an estimated USD 1.16 trillion, underscoring the widespread recognition of its value and effectiveness.

Our investment philosophy is anchored in the belief that financial instruments can be powerful catalysts for positive change. By meticulously selecting investments that meet critical Environmental, Social, and Governance (ESG) criteria, we aim to foster sustainable development and make a meaningful contribution to the Sustainable Development Goals (SDGs).

This approach resonates with a broad spectrum of investors, from banks and pension funds to governmental and development finance institutions, all seeking to balance financial viability with social and environmental objectives​​.

In its pursuit of excellence and transparency in impact investing, Symbiotics Asset Management has implemented a comprehensive approach to ensure that its investment decisions are aligned with the highest standards of the most advanced regulatory requirements in the industry.

This approach includes disclosure of how investments contribute to environmental or social objectives, as well as methodologies for assessing, measuring and monitoring the impact of these investments.

We embrace the dual materiality of responsible investing. We seek to act responsibly to shareholders and investors from a risk-reward perspective as well as in terms of the impact of the investment on multiple stakeholders along the value chain (investee employees, communities, local authorities and the environment).

A key aspect of our strategy is to set clear sustainability targets for its investment products. These targets are not just aspirational; they are integrated into the core of the investment decision-making process, ensuring that every financial product offered makes a meaningful contribution to the SDGs.

  • 71

    countries

  • 33m

    jobs supported

  • 46%

    rural borrowers

  • 40%

    women borrowers

Data as of June 2026

Looking forward

As we look to the future, we remain committed to pushing the boundaries of what is possible in impact investing.

We are actively engaged in industry initiatives to increase transparency and simplify the application of impact investing regulations.

Our roadmap includes partnering with key industry leaders to launch initiatives that prioritize renewable energy and education to deliver measurable improvements in these critical areas.

Symbiotics Asset Management is committed to participating in the market and reshaping it. This ensures that our investors are not just witnesses to change but are active contributors to positive transformation and robust financial health.

SYMBIOTICS GROUP IMPACT REPORT

Symbiotics’ Impact Report provides an independent assessment of the social and environmental outcomes generated by our investment activities across emerging and frontier markets. Prepared by Tameo Impact Fund Solutions, it presents how our portfolio contributes to sustainable development through financial inclusion, responsible investment practices, and measurable sustainability objectives.

While financial inclusion remains at the core of our mission, our investments contribute to a broader range of development outcomes. From supporting entrepreneurs, MSMEs and smallholder farmers to expanding access to clean energy, affordable housing and sustainable agriculture, we aim to channel capital where it can create meaningful and lasting impact.

The 2025 Impact Report highlights the scale of our outreach, our ESG integration framework, sustainability indicators, end-borrower outcomes, and innovation across key impact themes, providing a transparent overview of how our investments contribute to inclusive and sustainable development.

Learn more

IMPACT STORIES

María Esther Chalacamá, Colombia
María Esther’s story shows how a resilient rural entrepreneur turned small loans into a diversified farm, strengthening her family’s livelihood and supporting her community with Banco Contactar.
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Julia Pan Chub, Guatemala
Julia’s story shows how a resilient entrepreneur from rural Guatemala turned a small 3,000-quetzal loan into thriving businesses, empowering her family and community with Fundación Génesis Empresarial.
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Fátima Merino, El Salvador
Fátima’s story highlights how a determined woman entrepreneur from El Salvador turned a modest USD 80 investment into a thriving nationwide business with the support of Optima.
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Bernadette, Madagascar
Bernadette’s story showcases how a resilient entrepreneur from Tamatave, Madagascar, transformed limited resources into thriving rental properties and small businesses with the support of ACEP.
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Lily Heredia Altamirano, Peru
Lily Heredia Altamirano’s story showcases how a Peruvian entrepreneur, supported by Norandino, turned her passion for coffee into a successful business and a women-led association.
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Nagima Duysekbay, Kazakhstan
Discover the journey of Nagima Duysekbay from Kazakhstan, where she transformed her passion for sewing into a thriving business and educational hub with the support of ACF.
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Marino Quispe, Peru
Discover Marino Quispe's inspiring journey from Lima, Peru, where he founded Trancilia and expanded it into a successful transport company with the ongoing support of Total SF.
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Darisuren Tuyakhuu, Mongolia
Explore Darisuren Tuyakhuu's inspiring journey from Erdenet, Mongolia, where she co-founded the Amu nutrition brand to address local health challenges, promote wellness, and empower her community.
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Constantin Tolbă, Romania
Discover the journey of Constantin Tolbă, a dedicated entrepreneur from Botoșani, Romania, who turned his passion for quality bakery products into a thriving local business.
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Erva Novaria, Indonesia
Discover how Erva Novaria, an enterprising woman from Indonesia, leveraged MBK's support to expand her business, create job opportunities, and make meaningful impacts within her community.
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Ximena Toro, Ecuador
From opening an optical store to overcoming pandemic challenges, discover Ximena Toro's remarkable entrepreneurial spirit in Quito, enhanced by the support of COAC CACPECO.
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Cissé Aziz, Ivory Coast
Dive into Cissé Abdul Aziz’s ambitious venture in Abidjan, as he expertly harnesses Compagnie Africaine de Crédit's support to expand his thriving telecom and housing businesses.
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